{"id":3598,"date":"2026-04-05T13:33:52","date_gmt":"2026-04-05T13:33:52","guid":{"rendered":"https:\/\/henaultimmo.com\/?p=3455"},"modified":"2026-06-18T13:10:51","modified_gmt":"2026-06-18T13:10:51","slug":"achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement","status":"publish","type":"post","link":"https:\/\/www.henaultimmo.com\/en\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\/","title":{"rendered":"Achat d’une maison \u00e0 r\u00e9nover \u00e0 La Flotte : les solutions de financement"},"content":{"rendered":"

L’acquisition d’un bien immobilier ancien \u00e0 La Flotte, particuli\u00e8rement dans les zones B2 et C, est une opportunit\u00e9 \u00e0 ne pas n\u00e9gliger. En effet, cette d\u00e9marche peut s’accompagner de diverses solutions de financement, dont le Pr\u00eat \u00e0 Taux Z\u00e9ro (PTZ). Ce dernier s’av\u00e8re particuli\u00e8rement avantageux pour les projets de r\u00e9novation.<\/p>\n

Le Pr\u00eat \u00e0 Taux Z\u00e9ro (PTZ)<\/strong><\/p>\n

Le PTZ permet aux acqu\u00e9reurs de b\u00e9n\u00e9ficier d’un financement sans int\u00e9r\u00eat pour l’achat d’un bien ancien \u00e0 r\u00e9nover, \u00e0 condition que les travaux repr\u00e9sentent au minimum 25 % du co\u00fbt total du projet. Ce dispositif a \u00e9t\u00e9 prolong\u00e9 jusqu’en 2027, avec des am\u00e9liorations notables : les plafonds de revenus ont \u00e9t\u00e9 rehauss\u00e9s et la part finan\u00e7able est pass\u00e9e de 40 \u00e0 50 %. Cette \u00e9volution permet d’int\u00e9grer un montant cons\u00e9quent de travaux lors de la demande de pr\u00eat. L\u2019acheteur aura ainsi la possibilit\u00e9 de financer jusqu’\u00e0 50 % du projet \u00e0 un taux de 0 %. Par ailleurs, certaines institutions bancaires proposent d\u00e9sormais de doubler le montant du PTZ, ajoutant ainsi 20 000 \u20ac suppl\u00e9mentaires \u00e0 l’enveloppe de financement de l\u2019achat de la maison \u00e0 La Flotte<\/a>.<\/p>\n

Une mensualit\u00e9 all\u00e9g\u00e9e gr\u00e2ce aux travaux<\/strong><\/p>\n

L’un des principaux avantages de ces pr\u00eats est qu’ils n’affectent que tr\u00e8s peu les mensualit\u00e9s du cr\u00e9dit. Alors que le march\u00e9 immobilier demeure tendu avec des prix \u00e9lev\u00e9s, les biens immobiliers class\u00e9s F ou G, souvent moins pris\u00e9s, conf\u00e8rent des marges de n\u00e9gociation int\u00e9ressantes.<\/p>\n

Simplification du dispositif MaPrimeR\u00e9nov’<\/strong><\/p>\n

Le gouvernement a \u00e9galement pris des initiatives pour encourager la r\u00e9novation \u00e9nerg\u00e9tique, notamment en simplifiant le dispositif MaPrimeR\u00e9nov\u2019. Cette aide est con\u00e7ue pour soutenir les propri\u00e9taires dans leurs projets de r\u00e9novation. En int\u00e9grant les travaux de r\u00e9novation dans le financement global, les acheteurs peuvent r\u00e9aliser des \u00e9conomies significatives, tout en am\u00e9liorant la performance \u00e9nerg\u00e9tique de leur futur logement.<\/p>\n

L’\u00e9co-PTZ<\/strong><\/p>\n

L’\u00e9co-PTZ est sp\u00e9cifiquement destin\u00e9 \u00e0 financer des travaux de r\u00e9novation \u00e9nerg\u00e9tique jusqu’\u00e0 un montant de 50 000 \u20ac, selon l’ampleur des travaux engag\u00e9s. Accessible sans condition de revenus, il exige toutefois un gain \u00e9nerg\u00e9tique d’au moins 35 % pour b\u00e9n\u00e9ficier du plafond maximal.<\/p>","protected":false},"excerpt":{"rendered":"

L’acquisition d’un bien immobilier ancien \u00e0 La Flotte, particuli\u00e8rement dans les zones B2 et C, est une opportunit\u00e9 \u00e0 ne pas n\u00e9gliger. En effet, cette d\u00e9marche peut s’accompagner de diverses solutions de financement, dont le Pr\u00eat \u00e0 Taux Z\u00e9ro (PTZ). Ce dernier s’av\u00e8re particuli\u00e8rement avantageux pour les projets de r\u00e9novation. Le Pr\u00eat \u00e0 Taux Z\u00e9ro […]<\/p>\n","protected":false},"author":2,"featured_media":3788,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"\nAchat d'une maison \u00e0 r\u00e9nover \u00e0 La Flotte : les solutions de financement - Agence immobili\u00e8re Ile de R\u00e9, estimation maison, vente \/ viager \/ achat |...<\/title>\n<meta name=\"description\" content=\"L'acquisition d'un bien immobilier ancien \u00e0 La Flotte, particuli\u00e8rement dans les zones B2 et C, est une opportunit\u00e9 \u00e0 ne pas...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.henaultimmo.com\/en\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Achat d'une maison \u00e0 r\u00e9nover \u00e0 La Flotte : les solutions de financement\" \/>\n<meta property=\"og:description\" content=\"L'acquisition d'un bien immobilier ancien \u00e0 La Flotte, particuli\u00e8rement dans les zones B2 et C, est une opportunit\u00e9 \u00e0 ne pas...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.henaultimmo.com\/en\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\/\" \/>\n<meta property=\"og:site_name\" content=\"Agence immobili\u00e8re Ile de R\u00e9, estimation maison, vente \/ viager \/ achat |...\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-05T13:33:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-18T13:10:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.henaultimmo.com\/wp-content\/uploads\/2026\/06\/3598_achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"612\" \/>\n\t<meta property=\"og:image:height\" content=\"408\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Cl\u00e9ment\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Cl\u00e9ment\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\\\/\"},\"author\":{\"name\":\"Cl\u00e9ment\",\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/#\\\/schema\\\/person\\\/f022d63764d506c99254728c6bfe4afc\"},\"headline\":\"Achat d’une maison \u00e0 r\u00e9nover \u00e0 La Flotte : les solutions de financement\",\"datePublished\":\"2026-04-05T13:33:52+00:00\",\"dateModified\":\"2026-06-18T13:10:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\\\/\"},\"wordCount\":399,\"publisher\":{\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.henaultimmo.com\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/3598_achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement.jpg\",\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.henaultimmo.com\\\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\\\/\",\"url\":\"https:\\\/\\\/www.henaultimmo.com\\\/achat-d-une-maison-a-renover-a-la-flotte-les-solutions-de-financement\\\/\",\"name\":\"Achat d'une maison \u00e0 r\u00e9nover \u00e0 La Flotte : les solutions de financement - 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