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By 2025, one element will be a decisive factor in choosing your future home: the Energy Performance Certificate (EPC). This document can significantly influence your finances and your plans. Here's everything you need to know to carry out your home purchase project under the best possible conditions.
The Energy Performance Certificate (EPC): a direct impact on your purchasing power
With soaring energy prices, a home's energy rating is no longer a negligible factor. Often referred to as "energy sieves," properties rated F or G can become veritable financial drains, as their high energy consumption places a heavy burden on household budgets. Consequently, some banks are increasingly reluctant to finance these purchases unless energy renovation work is planned.
Conversely, energy-efficient homes, rated A or B, are attracting increasing interest from both buyers and banks. The latter are readily offering attractive terms, even supplementary zero-interest loans, to encourage the purchase of eco-friendly properties.
Investing in rental property: beware of new regulations
Buying a house in La Couarde-sur-Mer With a view to renting it out? In 2025, this option requires close attention to the property's energy rating. From January 1st of this year, it will be illegal to rent out a property rated G. Properties rated F will be subject to this ban from 2028. This legislative change significantly alters the prospects for a traditional rental investment.
Renovation grants: a boost to transform an energy-inefficient home
To encourage energy-efficient renovations, numerous subsidies are available in 2025: the MaPrimeRénov' scheme, energy savings certificates (CEE), and grants from local authorities. These schemes can cover up to 100% of the costs for low-income households and up to 50% for higher-income households. Even better, an additional bonus of 10% is granted if the work results in achieving at least a D rating on the Energy Performance Certificate (EPC).
